It is important to take care of your oral health. Having regular dental checkups and cleanings are some of the best ways to keep your mouth, teeth and gums healthy.
When you have dental insurance, preventative care is typically covered 100%, which means you can get regular dental checkups and cleanings for little to no additional cost. You then also have coverage for help with costs related to x-rays, screenings, lab work, fillings, dentures and more. Having dental coverage can help lead to more consistent dental care, which is important to your overall health.
Most dental insurance plans are offered separate from other types of insurance coverage (so even if you have a health insurance plan, you most likely still need to enroll in a dental plan separately). If your employer offers health benefits, you maybe able to choose a dental plan through your work.
You can also get an independent dental plan for you and/or your family if you have an independent health insurance plan doesn’t cover Dental.
If you or an employer and would like to explore your dental benefit offerings, contact our team to set up a consultation.
Dental insurance helps to cover your costs for preventative dental care, restorative services and sometimes even major oral care such as surgeries.
While benefits can vary based on your area and specific plan, you can typically expect dental insurance to help cover:
-
- Preventative exams
- Regular dental cleanings
- X-rays
- Fillings
- Dentures
- Root canals
- Crowns
- Medically-necessary surgeries
- Plans are available to help cover Implants
- Yearly carry over benefit
Lifestyle Shield offers several Dental Insurance and Discounted Plans from major insurance companies. Plans are priced according to specific plan details and services area. The coverage amounts and deductibles can vary. Many plans we offer do not have a wait period. We offer bundled packages with Dental and Vision for greater savings.
If you have Medicare, you can add-on an independent Dental and Vision Plan. Pricing varies depending on the coverage that you choose and the service area.
Unfortunately, both Original Medicare and MediGap beneficiaries do not receive dental, vision, and hearing coverage through their Medicare plan. Additionally, Medicare Advantage plans cover little benefit for dental, vision, and hearing (DVH) care.
Lifestyle Shield can help you choose the right plan for your dental and vision needs.